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Gold Loan Information

Everything You Need to Know About Gold Loans

A gold loan allows you to borrow money by pledging your gold jewellery as collateral. It is one of the fastest and easiest ways to get funds for personal or business needs. Gold loans usually come with quick approval, minimal documentation, and flexible repayment options.

High Loan Amount

Get up to 75% of the gold value as a loan depending on market rates.

Low Interest Rates

Gold loans come with competitive interest rates and flexible repayment options.

Quick Disbursement

Get your loan approved and disbursed quickly with minimal paperwork.

Simple Documentation

Only basic identity proof is required to apply for a gold loan.

Gold Loan Eligibility

  • Minimum age: 18 years
  • Maximum age: 70 years
  • Ownership of gold jewellery
  • Good credit score
  • Salaried or Self-employed individuals
  • Valid identity and address proof
  • Gold jewellery for pledge
  • Recent bank statements

Even if you are unsure about your eligibility, our loan experts can guide you and help you choose the best gold loan options available.

Talk to Our Loan Expert

Documents Required

1
Identity Proof
  • • Aadhaar Card
  • • PAN Card
  • • Passport
  • • Driving Licence
2
Income Proof
  • • Salary Slips
  • • Bank Statements
  • • Income Tax Returns
  • • Employment Certificate
3
Gold Documents
  • • Gold Jewellery
  • • Purchase Bill (if available)
  • • Gold Valuation
  • • Pledge Agreement

Gold Loan Calculator

Estimate the loan amount based on gold weight and current market price.

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Contact Info

Dr Radha Krishnan Salai,
Krishnapuram, Mylapore,
Chennai, Tamil Nadu 600004. [email protected] +91 9578127962

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